Blog :: 06-2017

Help #SavePurnell!

One of our awesome clients is going through something not so awesome recently, and we’d like to lend a helping hand, through the power of blogging and social media share their message. Help us help Taylor & Sam #SavePurnell by sharing this post! Thanks in advance! 

-Nick

~~~

From Taylor, Sam & Purnell:

Recently our 1-year-old son Purnell was diagnosed with a rare and fatal genetic disease, called Niemann-Pick Type A (NPA). It's uniformly fatal by the age of 3, and causes severe cognitive decline (like a baby Alzheimer's) typically beginning at age 15-18 months. This Friday Purnell turns 14 months. There is currently no treatment available.

BUT there is a promising gene therapy treatment within reach--it just needs funding. So my husband and I began a campaign <www.gofundme.com> that has gained the attention of local, national, and even international media. To date, we have raised over $500K (including offline donations), but we are racing the clock to reach our goal of $750K by June 30. 

All money raised goes directly to the Wylder Nation Foundation, <www.wyldernation.org> the 501c3 non-profit that is funding the gene therapy research. The money we raise goes toward saving not only our son Purnell, but to making treatment available to all babies afflicted with this terrible disease.

From Friday June 23 to Friday June 30, we are launching a massive final push #7days1goal to get to our goal of $750,000 by June 30. There are a TON of ways to help #SavePurnell during these 7 days, and not all of them require money!! :)

SOCIAL MEDIA:

  • Facebook Live 14-month Birthday Party 
    • This is our official #7days1goal launch event.
    • The sad truth is we don't know if we will get another birthday with Nell, so we are celebrating every month like it's the big day.
    • Please join us on the Save Purnell Today Facebook page <www.facebook.com/SavePurnellToday> on Friday, June 23 at 4:30pm EST to celebrate Purnell's 14-month birthday with us, live from our living room.
    • Share the event with your network.
  • Six Second Hug Challenge
    • Similar to the ice bucket challenge, we're hoping to go viral with videos of people hugging for 6 seconds. Tag 6 friends to post their own six-second hug video or donate $25 to #SavePurnell.
    • There is no treatment for Niemann-Pick Type A. The goal of this challenge is to raise awareness of the disease and our efforts to make a treatment available for Purnell and all other babies with this disease.

LOCAL EVENTS:

  • Saturday, 6/24: Middlesex Lounge (315 Massachusetts Ave, Cambridge, MA)
    • Food and drink for purchase; drink proceeds go to #SavePurnell
    • 50/50 raffle
    • 6pm-9pm
  • Monday, 6/26: West on Centre (1732 Centre St, West Roxbury, MA)
    • Neighborhood Nights--10% of all bills with attached coupon will go to #SavePurnell
    • 11am-11pm
  • Wednesday 6/28: Not Your Average Joe's (111 Pond St, Norwell, MA)
    • Not Your Average Cause--just mention #SavePurnell and 15% of the bill will be donated
    • 11:30am-10pm
  • Thursday 6/29: Wild Rover (61-63 Chatham St, Boston, MA)
    • Free apps, dj, some raffle items including Red Sox/Yankees tix, 50/50 raffle
    • 6pm-9pm
  • Friday 6/30: Blarney Stone (1505 Dorchester Ave, Dorchester, MA) 
    • Final event of the campaign.
    • Free apps, dj, raffle items, silent auction with BINcA students artwork, 50/50 raffle
    • 5pm-8pm

ONLINE SHOPPING:

We are so grateful for the support of the Boston community and beyond. We BELIEVE together we will #SavePurnell!

With Hope Always,

Sam, Taylor, and Purnell

Can I Buy A Home With No Money Down?

If you’re trying to buy a home, you may feel discouraged by the 20% down-payment that most lenders require. However, saving up for a 20% down payment on a six-figure home is simply unrealistic for many home buyers. You may qualify for a program that doesn’t require you to put any money down to purchase a home.

The most common programs include:

Credit Union Loans

Credit unions are owned by members instead of a board of directors. If you’re not already a member, consider researching local credit unions to see if you meet criteria. Some credit unions offer loans with no down-payment, to members with good credit who earn 80% or less of the median income for the area.

USDA loans

If you don’t need to live in Boston proper and are okay living in a town of less than 10,000 people, this loan could work for you. These are the criteria for a no-interest loan through the United States Department of Agriculture. The federal organization may also be able to help if you earn low or moderate income for your area.

VA loans

This program is for retired military members or their surviving spouse. You need an excellent credit score and a special appraisal to qualify for a Veteran’s Administration home loan with no money down.

Longwood Residential is Here to Help.

The city of Boston is currently on target to meet its goal of 53,000 new housing developments by 2030. We’re willing to do whatever it takes to match our clients with their perfect home. Consider attending one of our first-time home buyer seminars if you have never purchased a home. You may also want to think about other homeownership options, such as buying a condo. With determination, planning and having access to the right resources, home ownership can be a reality, much sooner than you think.

3 Tips To Sell My House Quicker

If you’re trying to sell your house quickly, skip the for sale by owner option. By going it on your own with a FSBO, you’re required to perform hours of research, just to determine a starting listing price. You’ll also have to supervise and control all of the other nuances that go with selling your home on your own. This includes arranging home showings and drafting a legal P&S (purchase and sales) agreement.

Here are three helpful tips that you can take opportunity of TODAY to help sell your house quickly:

1. Set a competitive asking price right from the start

Many sellers make the mistake of setting a price too high and then lowering it when the house fails to sell within a predetermined time. It’s important to understand that activity during the first 30 days of your house being on the market is the best you’re going to see. Starting out with a price that’s too high will delay the sale of your home unnecessarily. At Longwood Residential, we have years of experience establishing the right selling price for specific neighborhoods.

2. Don’t overlook the importance of preventative maintenance and curb appeal

Keeping up with your home’s maintenance means you won’t have to scramble when it comes time to sell. If you notice something needs repair, we recommend taking care of it before putting your house on the market. It’s also essential to enhance the view of your home from the street. Consider planting flowers, replacing the dented mailbox, or giving the front door a fresh coat of paint. Buyers won’t even stop to look if they’re already turned off before setting foot inside your home.

3. De-personalize your home

This will probably be hard to do, but it’s a necessary step. Buyers need to picture themselves living in the house, not you. If you need successful home staging ideas, just ask your Longwood Residential realtor.

Bonus Tip!

Work with an experienced Longwood Residential realtor! As our client, you will benefit from our many years of experience selling in the Brookline/Boston markets. When you list your home with us, you’ll have access to the best tools and helpful Realtors who can help you quickly get your home from just listed to blissfully sold.

How Much Apartment Can I Afford?

Budgeting for apartment rent isn’t always easy, especially when it’s your first time renting. For most people, rent or mortgage, food, and transportation take up at least 60% of their budget. The goal of this article is to help give you a baseline knowledge of this topic to establish your own personalized apartment budget.

When adding up your income, be sure to include or subtract the following, if applicable:

·       Salary

·       Bonuses

·       Royalties or rental income

·       Alimony or child support

·       Interest

·       Proceeds from a recent sale of a large item

As you balance your budget, try not to spend much more than 60% percent of your total income on rent, food and transportation. You will still need money for electricity, cable/phone, insurance, medical care, debt repayments, and if you’re lucky savings. Be sure to consider the cost of living in your preferred location when choosing your apartment. In Boston, many people enjoy the conveniences of urban living, such as public transportation and riding or walking to their workplace.

Your Annual Salary Should Be At Least 40 Times Your Monthly Rent

There’s no question that the cost of living is high in Boston. This is why many landlords require tenants to earn an annual salary that is at least 40 times the monthly rental rate. Assume that you and your spouse earn a combined income of $100,000 per year. Divide this figure by 40 to get the maximum you should pay for rent each month. In this case, it’s $2,500.

Consider Your Move-In Costs

Keep in mind that you almost always need to pay a security deposit when you move into your new apartment. It’s common for landlords to require the first and last month’s rent when you sign a lease, too. To offset these costs, look for special deals being offered. For example, a rental property manager may offer a free month’s rent when you sign a lease of at least one year. You also need to account for costs such as new furniture or professional moving assistance. Rest assured, the management at Longwood Residential will assist you in locating money-saving deals whenever possible.